Mortgage Loan Directory and Information, LLC or does not offer loans or mortgages. is not a lender or a mortgage broker. is a website that provides information about mortgages and loans and does not offer loans or mortgages directly or indirectly through representatives or agents. We do not engage in direct marketing by phone or email towards consumers. Contact our support if you are suspicious of any fraudulent activities or if you have any questions. is a news and information service providing editorial content and directory information in the field of mortgages and loans. is not responsible for the accuracy of information or responsible for the accuracy of the rates, APR or loan information posted by brokers, lenders or advertisers.
2) Draw a line in the sand for goodness sakes! Who is being wimpy – the investors (cmon – it is a tiny investment, just suck it up and recognize that you want management motivated) or the entrepreneur (don’t be chicken – put it out there – value your idea because no one else will if you don’t). Face it: The fact is investors in a Seed round are gambling and everyone knows it. This is not debt, this is equity. Reasonable people can disagree about the value of anything, you might as well establish early on who is unrealistic – better to find out now if someone is a stingy freak.
To access your home equity , you have two options: a home equity line of credit (HELOC) or home equity loan. A HELOC acts as a credit card in that it’s a revolving line of credit. You make payments and pay interest only on the amount that you spend. With a loan, you receive one lump sum and make fixed monthly payments on that amount for the entire length of the you have equity in your home, a home equity loan lets you exchange a part of this equity for cash. You can use this cash loan to make home improvements or upgrades, pay for college tuition or medical bills, or go on vacation. It’s really up to you. And, the interest you pay on the loan is tax deductible. Not sure if you have enough equity built up in your home? Use our home equity loan calculator to estimate your home equity.